Housing & Financial Empowerment

 

Emergency Family Housing

Our LIFT Housing Program provides low-cost, income-based, short-term, case-managed, scattered-site emergency shelter (apartment style) housing to literally homeless families unable to reside in a traditional shelter setting.  In addition, we provide supportive services to help prepare families to move towards permanent affordable housing with the goal of achieving permanent housing by program’s end.  The program offers low-cost housing for verifiably homeless families with dependent children within the household, or those at imminent-risk of becoming homeless (as defined by federal guidelines).

Financial Empowerment

Educating individuals and families on a wide variety of financial obstacles presented in life.  Understand how to create and manage a household budget, improve your credit score, the advantages and disadvantages of obtaining a high-cost loan, payday or title pawn loan, how to avoid bankruptcy, eviction and/or foreclosure.  Our professional counselors can work with you one-on-one to help you establish and achieve your goals for financial stability.

Affordable Housing

An opportunity for individuals and/or families with established goals who are working towards housing, employment and financial stability.  This program is designed to assist individuals and families achieve long-term stabilized housing and self-sufficiency.  Whether you are moving from potential homelessness or seeking a rental program designed to move you towards a goal of future homeownership, this program may be for you.

Affordable Homeownership

In partnership with the City of Huntsville’s Community Development Department, our newly constructed, energy efficient homes are available to individuals and families who meet certain federal guidelines.  These 3-bedroom, 2-bath homes are over 1,200 square feet and feature upgraded kitchens, ceiling fans, blinds and a fenced yard.  Homes are conveniently located near I-565, adjacent to the downtown corridor in an established neighborhood zoned for Huntsville High School.

Downpayment Assistance

In partnership with the City of Huntsville’s Community Development Department and various approved area lender’s, the program provides up to $5,000 in down payment assistance for qualified first-time home buyers.  Participants who meet all of the program’s federal guidelines have the ability to have the assistance forgiven over a period of five years.